If you read certain headlines, you might be led to believe that the housing recovery has come to a screeching halt. Naysayers are claiming that rising mortgage rates and a lack of consumer confidence are keeping Americans on the fence when it comes to purchasing real estate. That is actually far from reality. After all, […]

We have often broken down the opportunity that exists now for Millennials who are willing and able to purchase a home NOW… Here are a couple other ways to look at the cost of waiting. Let’s say your 30 and your dream house costs $250,000 today, at 4.41% your monthly Mortgage Payment with Interest would […]

There are some people that have not purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with our parents rent free, you are paying a mortgage – either your mortgage or your landlord’s. As a recent paper from the Joint Center for […]

LaToya Irby About.com Credit / Debt Management The average identity theft victim spends 600 hours clearing their identity. This means getting reports and affidavits proving the theft, figuring out what's been compromised, and working to get their identity back. That's a lot of time to spend recovering from a crime of which you were a […]